Buying home furnishings and flooring should be fun! Whether you are doing a small project, buying one special piece of accent furniture, investing in better sleep with a new mattress or furnishing a whole home – there are excellent financing plans available for your consideration. We offer several credit options to help you make the best purchase for you. Choose the terms that make the best sense for your needs and your budget. Take a plan for as little as 6 months or one that allows you to spread your payments over several years!
How do “No Interest” plans work?
Apply for a Rotmans credit card with our finance department, choosing the finance terms that best fit your needs. When you are approved, your purchase amount, or a portion of it, will be applied to your Rotmans charge. You will make monthly payments on your account for the specific time frame until the purchase amount is paid in full. You will not be charged interest if your account is paid in full according to the terms of your plan.
Our shorter term plans offer No Interest for 6 months or 12 months. With the 6 month financing plan, you can use your Rotmans credit card for any purchase amount, pay no money down on in-stock merchandise and make monthly payments for the 6 months or until the items are paid in full. Our 12 month plan works like the 6 month plan, but it does require a minimum purchase amount and monthly payments for the 12 month period.
We also offer longer term plans like 2 years and 3 years. With both of these plans, there are deposits required and minimum purchase amounts, but these plans may be perfect for bigger ticket items like multi-room purchases, larger flooring projects or mattresses. These plans require that equal monthly payments be made after the initial deposit. These plans allow you the flexibility to make a larger purchase upfront, and spread your payments over time keeping the monthly payment predictable and affordable. You can see the current financing offers on our website by clicking here.
No Interest financing plans have been used for years to help consumers make purchases of necessary items as well as luxury purchases. Today’s plans are consumer friendly and our financing associates will be sure you understand all aspects of the plans you consider. They’re available to make the process easy and enjoyable. Contact them today at 1-800-Rotmans ext. 4015. The process is quick and easy and you’ll be shopping in no time!